David Morris

David began his career at Citigroup and has subsequently worked at various Financial Services institutions across the UK and abroad. He is responsible for the innovation, development and on-going management of the Society’s mortgages and savings products, YBS’s marketing and its digital channels, mortgage distribution and the Society’s branch network. David is also responsible for our Commercial Lending and is Chair of Accord Mortgages Ltd. Prior to joining YBS David was the Head of Products at Coventry Building Society. David has over 15 years of experience in retail banking and has a strong track record of driving commercial performance in financial services organisations, including the mutual sector.