May 19, 2020

Mobility allowing some Canadian businesses to budget better

qqtqtqt etqt
3 min
Mobility allowing some Canadian businesses to budget better

As 2014 came to an end, business owners, Canadian CEOs and managers were quick to start planning their budgets this year.Planning a budget can be a daunting task, especially if you own or manage a large company. Instead of budgeting the old-fashioned way, you can use one of the many budgeting apps that are available today.

Budgeting apps can make the tasks of planning and managing budgets easier and faster, and they can be used anytime, anywhere.

RECENT TOPIC: Checks for Crash--Air Canada Sends Money to Flight 624 Passengers 

Here is a look at some of the most popular budgeting apps….

Budget Tracker

Developed by Duck Software, Budget Tracker is one of the most user-friendly budgeting apps in the market. This tool is free to use, and it can help you track your monthly expenses by category and date. It does not only enable you to monitor your monthly budget more easily and closely; it will also give you a better understanding of the big picture, so that you can create a better budget in the future. The Budget Tracker offers monthly printouts, custom fields, excellent help tools and other useful features.


Manilla is an all-in-one financial organizer that is available for Android and Apple devices. You can use this free app to manage all your accounts in one place and make custom accounts for certain expenses. It will remind you to pay your bills and even keep track of your travel reward points. With the Manilla, you will always know how much money you have and what you owe, and you can plan more accurately for upcoming expenses without sifting through tons of paperwork.


Mint is a simple and clean financial management app that can monitor all your transactions and show you the amounts of money you are spending in every category of your budget. This free app has sufficient room for all kinds of accounts, and it helps you manage your budget and save money with minimal hassle. When there is a new activity, it will automatically update all the accounts or categories that are affected. According to an article entitled "6 Reasons Why Mobile Devices are Turning into Budgeting Tools", Mint has received awards and applause from CNN Money, PC Magazine, Google Play, WIRED and Kiplinger's. It is presently one of the most widely used budgeting apps.

RECENT TOPIC: Fraud Prevention is Important--Avoid these 4 Popular Scams 


Xpenser is a web-based tool that can be accessed from almost any device. It comes with capabilities and features such as expense submission and approval, tracking of various types of expenses, organizational and analyzing tools, export and print, import bank statements, management of multiple accounts and taxes, integration with Quickbooks and other similar software, Schedule C reporting and others. There are three different Xpenser plans for you to choose from, namely, Individual, Small Business and Enterprise.

Budgeting apps do not only help you manage your budget more easily; they can also make your business more profitable.

If you have not started using these apps, you should do so as soon as possible. 

About the Author: John McMalcolm is a freelance writer who writes on a wide range of subjects, from social media marketing to Cloud computing

Let's Connect!


Read the latest edition of Business Review Canada!

Share article

Jun 18, 2021

Intelliwave SiteSense boosts APTIM material tracking

3 min
Intelliwave Technologies outlines how it provides data and visibility benefits for APTIM

“We’ve been engaged with the APTIM team since early 2019 providing SiteSense, our mobile construction SaaS solution, for their maintenance and construction projects, allowing them to track materials and equipment, and manage inventory.

We have been working with the APTIM team to standardize material tracking processes and procedures, ultimately with the goal of reducing the amount of time  spent looking for materials. Industry studies show that better management of materials can lead to a 16% increase in craft labour productivity.

Everyone knows construction is one of the oldest industries but it’s one of the least tech driven comparatively. About 95% of Engineering and Construction data captured goes unused, 13% of working hours are spent looking for data and around 30% of companies have applications that don’t integrate. 

With APTIM, we’re looking at early risk detection, through predictive analysis and forecasting of material constraints, integrating with the ecosystem of software platforms and reporting on real-time data with a ‘field-first’ focus – through initiatives like the Digital Foreman. The APTIM team has seen great wins in the field, utilising bar-code technology, to check in thousands of material items quickly compared to manual methods.

There are three key areas when it comes to successful Materials Management in the software sector – culture, technology, and vendor engagement.

Given the state of world affairs, access to data needs to be off site via the cloud to support remote working conditions, providing a ‘single source of truth’ accessed by many parties; the tech sector is always growing, so companies need faster and more reliable access to this cloud data; digital supply chain initiatives engage vendors a lot earlier in the process to drive collaboration and to engage with their clients, which gives more assurance as there is more emphasis on automating data capture. 

It’s been a challenging period with the pandemic, particularly for the supply chain. Look what happened in the Suez Canal – things can suddenly impact material costs and availability, and you really have to be more efficient to survive and succeed. Virtual system access can solve some issues and you need to look at data access in a wider net.

Solving problems comes down to better visibility, and proactively solving issues with vendors and enabling construction teams to execute their work. The biggest cause of delays is not being able to provide teams with what they need.

On average 2% of materials are lost or re-ordered, which only factors in the material cost, what is not captured is the duplicated effort of procurement, vendor and shipping costs, all of which have an environmental impact.

As things start to stabilise, APTIM continues to utilize SiteSense to boost efficiencies and solve productivity issues proactively. Integrating with 3D/4D modelling is just the precipice of what we can do. Access to data can help you firm up bids to win work, to make better cost estimates, and AI and ML are the next phase, providing an eco-system of tools.

A key focus for Intelliwave and APTIM is to increase the availability of data, whether it’s creating a data warehouse for visualisations or increasing integrations to provide additional value. We want to move to a more of an enterprise usage phase – up to now it’s been project based – so more people can access data in real time.


Share article